Financial Secrets

Unlock the mysteries of personal finance with this essential guide, Financial Secrets. Perfect for both beginners and seasoned investors, this book is your go-to resource for understanding New Zealand's financial landscape. With clear, insightful advice from renowned financial expert Martin Hawes, you'll learn how to navigate loans, mortgages, and investments effectively. This updated edition covers critical topics such as smart budgeting techniques, real estate investment strategies, and the latest reforms in KiwiSaver, ensuring you stay ahead in today's dynamic economy. Whether you're planning for retirement, considering property investment, or seeking to optimize your tax situation, this comprehensive book provides the knowledge you need to make informed financial decisions. Equip yourself with the secrets to financial stability and success. With 319 pages filled with practical tips and relevant case studies, you'll find strategies that work for your unique situation. Start your journey toward financial independence today with Financial Secrets—because a financially literate New Zealander is a successful one! Experience the peace of mind that financial knowledge brings, and take control of your fiscal future.

Condition: BRAND NEW
ISBN: 9781877460661
Year: 2011
Publisher: RANDOM HOUSE NZ
Pages: 319


Description:
Whether you're a student grappling with a loan, or a homeowner needing straightforward information about investments, real estate and tax, or simply looking for the best way to pay off your mortgage, this fully revised edition of a bestseller by one of this country's leading financial writers is the indispensible guide to everyday finances.With subjects ranging from planning your budget to sharing income in a relationship, Martin Hawes provides sensible, clearly written advice, recently updated to take account of New Zealand's challenging post GFC economy, including information on property investment, finance companies, the Portfolio Investment Entity (PIE) regime and changes to KiwiSaver.The financial world is complex and ever changing, it pays to stay informed and up-to-date. Financial Secrets offers basic information and advice and summarises pertinent points of law in areas that sooner or later will touch the lives of every New Zealander.

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